Making a claim on your comprehensive motor insurance policy would usually involve you having to pay a compulsory (and probably an additional voluntary) excess.
When taking out Motor Insurance, agreeing to pay a higher excess amount in the event of a claim, will normally result in a cheaper motor insurance premium, but of course, this could land you with an expensive payment to make in the event of a claim. With a range of cover levels to choose from, Excess Protection insurance will cover both the compulsory & voluntary excess payable to your comprehensive motor insurer for any claim made* and, with low premiums, may well allow you to insure your car, for less.
* - excluding glass claims.
The cover level chosen is the Annual Aggregate Limit that will be paid during the period of cover.
Available cover level options are:
Once the Annual Aggregate Limit is exhausted, your Excess Protection cover will terminate and you will then be liable for all and any future Excess payments as defined in your Motor Insurance Policy. Unless you purchase another policy.