GAP insurance statistics
We're often asked questions like, "Is GAP insurance worth it?" and "Do many people buy GAP insurance?". Of course we know that the popularity and demand for GAP insurance has rocketed in recent years, that more people are buying GAP insurance than ever before and that we provide policies to people all across the UK.
We can tell you all these things... but sometimes it's just better to show you. So here goes...
Where we cover
We have policyholders all over the UK.

The map: shows the postcode areas in which we have GAP Insurance policyholders.
Cover and claim statistics
To our knowledge we're still the only GAP insurance provider which publishes claim statistics. The Financial Conduct Authority (FCA) have been toying with the idea of making it compulsory for GAP insurance claim statistics to be published by all providers - we've been doing it for years though.
Cover Statistics
£1,140,624,278.94
(Total value of vehicles covered)
£4,221,298.20
(Total value of paid claims)
£49,475.00
(Largest claim to date)
£6,942.92
(Average claim payout)

The map: above, shows (by way of postcode area) the location of claims that have been made on our Invoice and Replacement GAP insurance policies. The "Total value of vehicles covered" is displayed in real-time. The "Total value of paid claims", "Largest claim to date" and "Average claim payout" are derived from claim statistics which are updated once-per-month.
Recent GAP insurance claims
If you're not sure of the benefit of GAP insurance, check out some of our recently paid claims below:
Mercedes-Benz E-Class

- Policy Cost:
- The policy cost £99.96 (1.56% of the amount the policy paid out.)
BMW 3 Series

- Policy Cost:
- The policy cost £96.60 (2.33% of the amount the policy paid out.)
Volkswagen Golf

- Policy Cost:
- The policy cost £126.84 (4.26% of the amount the policy paid out.)
Jaguar XF

- Policy Cost:
- The policy cost £68.04 (2.79% of the amount the policy paid out.)
Toyota Hilux

- Policy Cost:
- The policy cost £77.11 (1.27% of the amount the policy paid out.)
Toyota Auris

- Policy Cost:
- The policy cost £96.60 (3.95% of the amount the policy paid out.)
Ford Focus

- Policy Cost:
- The policy cost £68.04 (5.55% of the amount the policy paid out.)
Honda CR-V

- Policy Cost:
- The policy cost £68.04 (3.31% of the amount the policy paid out.)
Audi A6

- Policy Cost:
- The policy cost £68.04 (1.53% of the amount the policy paid out.)
Audi A3

- Length of ownership:
- 2 Months
- Policy Cost:
- The policy cost £138.43 (6.13% of the amount the policy paid out.)
BMW X3

- Length of ownership:
- 24 Months
- Policy Cost:
- The policy cost £154.09 (4.20% of the amount the policy paid out.)
Ford Fiesta

- Length of ownership:
- 18 Months
- Policy Cost:
- The policy cost £111.50 (22.30% of the amount the policy paid out.)
Nissan Navara

- Length of ownership:
- 13 Months
- Policy Cost:
- The policy cost £143.55 (4.63% of the amount the policy paid out.)
Land Rover Range Rover Velar

- Length of ownership:
- 32 Months
- Policy Cost:
- The policy cost £147.26 (4.53% of the amount the policy paid out.)
Mercedes-Benz EQC

- Length of ownership:
- 8 Months
- Policy Cost:
- The policy cost £253.29 (8.44% of the amount the policy paid out.)
BMW X1

- Length of ownership:
- 22 Months
- Policy Cost:
- The policy cost £94.82 (3.32% of the amount the policy paid out.)
Audi A3

- Length of ownership:
- 5 Months
- Policy Cost:
- The policy cost £138.43 (3.91% of the amount the policy paid out.)
Mercedes-Benz A-Class

- Length of ownership:
- 4 Months
- Policy Cost:
- The policy cost £88.20 (9.43% of the amount the policy paid out.)
Skoda Kodiaq

- Length of ownership:
- 16 Months
- Policy Cost:
- The policy cost £94.53 (7.44% of the amount the policy paid out.)
Hyundai i30

- Length of ownership:
- 36 Months
- Rate Of Depreciation:
- An average of £20.81 per month
- Total Depreciation:
- 5.35% of its original Invoice Price during the 36 months it was owned.
- Policy Cost:
- The policy cost £138.90 (18.54% of the amount the policy paid out.)
Kia Stonic

- Length of ownership:
- 5 Months
- Rate Of Depreciation:
- An average of £128.80 per month
- Total Depreciation:
- 4.96% of its original Invoice Price during the 5 months it was owned.
- Policy Cost:
- The policy cost £196.86 (30.57% of the amount the policy paid out.)
Audi A1

- Length of ownership:
- 8 Months
- Rate Of Depreciation:
- An average of £118.94 per month
- Total Depreciation:
- 10.57% of its original Invoice Price during the 8 months it was owned.
- Policy Cost:
- The policy cost £220.92 (23.21% of the amount the policy paid out.)
Hyundai i20

- Length of ownership:
- 27 Months
- Rate Of Depreciation:
- An average of £2.89 per month
- Total Depreciation:
- 0.92% of its original Invoice Price during the 27 months it was owned.
- Policy Cost:
- The policy cost £136.66 (175.21% of the amount the policy paid out.)
Mercedes-Benz C-Class AMG-Line

- Length of ownership:
- 14 Months
- Rate Of Depreciation:
- An average of £17.86 per month
- Total Depreciation:
- 2.09% of its original Invoice Price during the 14 months it was owned.
- Policy Cost:
- The policy cost £202.60 (81.04% of the amount the policy paid out.)
Seat Leon

- Length of ownership:
- 6 Months
- Rate Of Depreciation:
- An average of £107.50 per month
- Total Depreciation:
- 7.17% of its original Invoice Price during the 6 months it was owned.
- Policy Cost:
- The policy cost £110.58 (17.14% of the amount the policy paid out.)
Vauxhall Mokka

- Length of ownership:
- 16 Months
- Rate Of Depreciation:
- An average of £18.38 per month
- Total Depreciation:
- 2.45% of its original Invoice Price during the 16 months it was owned.
- Policy Cost:
- The policy cost £157.61 (53.61% of the amount the policy paid out.)
Ford Fiesta

- Length of ownership:
- 7 Months
- Rate Of Depreciation:
- An average of £45.77 per month
- Total Depreciation:
- 6.69% of its original Invoice Price during the 7 months it was owned.
- Policy Cost:
- The policy cost £170.08 (53.15% of the amount the policy paid out.)
Mercedes-Benz C-Class

- Length of ownership:
- 35 Months
- Rate Of Depreciation:
- An average of £8.14 per month
- Total Depreciation:
- 1.34% of its original Invoice Price during the 35 months it was owned.
- Policy Cost:
- The policy cost £182.03 (63.87% of the amount the policy paid out.)
Ford Ka

- Length of ownership:
- 17 Months
- Rate Of Depreciation:
- An average of £14.71 per month
- Total Depreciation:
- 4.06% of its original Invoice Price during the 17 months it was owned.
- Policy Cost:
- The policy cost £136.66 (54.66% of the amount the policy paid out.)
Toyota GT86

- Length of ownership:
- 36 Months
- Rate Of Depreciation:
- An average of £116.61 per month*
- Total Depreciation:
- 19.08% of its original Invoice Price during the 36 months it was owned.*
- Policy Cost:
- The policy cost £305.63 (7.28% of the amount the policy paid out.)
Audi A6

- Length of ownership:
- 45 Months
- Rate Of Depreciation:
- An average of £409.00 per month*
- Total Depreciation:
- 69.51% of its original Invoice Price during the 45 months it was owned.*
- Policy Cost:
- The policy cost £229.26 (1.25% of the amount the policy paid out.)
Peugeot 208

- Length of ownership:
- 32 Months
- Rate Of Depreciation:
- An average of £269.13 per month*
- Total Depreciation:
- 59.14% of its original Invoice Price during the 32 months it was owned.*
- Policy Cost:
- The policy cost £162.37 (1.89% of the amount the policy paid out.)
Peugeot 3008 SUV

- Length of ownership:
- 42 Months
- Rate Of Depreciation:
- An average of AT LEAST £178.57 per month*
- Total Depreciation:
- AT LEAST 63.86% of its original Invoice Price during the 42 months it was owned.*
- Policy Cost:
- The policy cost £186.26 (2.48% of the amount the policy paid out.)
Suzuki Ignis

- Length of ownership:
- 44 Months
- Rate Of Depreciation:
- An average of £140.09 per month*
- Total Depreciation:
- 42.62% of its original Invoice Price during the 44 months it was owned.*
- Policy Cost:
- The policy cost £169.75 (2.75% of the amount the policy paid out.)
Volvo XC60

- Length of ownership:
- 40 Months
- Rate Of Depreciation:
- An average of £120.00 per month*
- Total Depreciation:
- 27.60% of its original Invoice Price during the 40 months it was owned.*
- Policy Cost:
- The policy cost £285.00 (5.94% of the amount the policy paid out.)
Ford Fiesta

- Length of ownership:
- 36 Months
- Rate Of Depreciation:
- An average of £258.33 per month*
- Total Depreciation:
- 77.50% of its original Invoice Price during the 36 months it was owned.*
- Policy Cost:
- The policy cost £249.64 (2.68% of the amount the policy paid out.)
Audi A8

- Length of ownership:
- 29 Months
- Rate Of Depreciation:
- An average of £1,011.52 per month*
- Total Depreciation:
- 45.13% of its original Invoice Price during the 29 months it was owned.*
- Policy Cost:
- The policy cost £290.75 (0.99% of the amount the policy paid out.)
Mercedes-Benz C-Class

- Length of ownership:
- 46 Months
- Rate Of Depreciation:
- An average of £397.39 per month*
- Total Depreciation:
- 53.54% of its original Invoice Price during the 46 months it was owned.*
- Policy Cost:
- The policy cost £254.73 (1.39% of the amount the policy paid out.)
Vauxhall Astra

- Length of ownership:
- 55 Months
- Rate Of Depreciation:
- An average of £270.76 per month*
- Total Depreciation:
- 65.03% of its original Invoice Price during the 55 months it was owned.*
- Policy Cost:
- The policy cost £166.09 (1.12% of the amount the policy paid out.)
* - The Replacement GAP insurance rates of depreciation figures shown above reflect not only the depreciation of the original vehicle, but also the potential for the cost of the replacement vehicle to have been greater than the original purchase price paid.
At a glance statistics
Vehicles that we cover.
(Click on or hover over a segment)
The above chart shows a percentage-breakdown of all of our GAP insurance policies according to the make of vehicle that they cover. The top 10 vehicle makes are highlighted.
Claims by vehicle make.
(Click on or hover over a segment)
The above chart shows a percentage-breakdown of the vehicle makes which have been written off and for which we have paid claims. The top 10 vehicle makes are highlighted.
Claims by amount paid
(Click on or hover over a segment)
The above chart shows a percentage breakdown of the amounts that we've paid out in claims by vehicle make. The top 10 vehicle makes are highlighted.
What are people buying?
(Click on or hover over a segment)
The above chart shows a percentage-breakdown of the split between Invoice, Replacement & Contract Hire GAP insurance policies that have been purchased from us.