GAP insurance Facts: UK Insurer?

Our GAP insurance policies are underwritten by UK General Insurance Limited, on behalf of Great Lakes Insurance SE who are part of Munich RE (one of the largest insurance companies in the world).

Who are Great Lakes Insurance SE?

Great Lakes Reinsurance (UK) SE was established in London in 1987. As of 2017 their HQ has been redomiciled to Munich and are now referred to as "Great Lakes Insurance SE". They are a wholly owned subsidiary of the Munich Re group which itself was established in 1880.

Key figures and Information:

  • Great Lakes had a Gross Written Premium income of £2 billion in 2014.
  • Munich Re had a Gross Written Premium income of €50.4 billion in 2015.
  • Great Lakes have offices all around the world.

More information about Great Lakes & Munich Re can be found here.

Great Lakes Insurance SE, UK Branch, is authorised by Bundesanstalt für Finanzdienstleistungsaufsicht and subject to limited regulation by the Financial Conduct Authority and Prudential Regulation Authority.

This can be checked on the Financial Services Register at or by calling them on 0800 111 6768 using FRN number 769884).

As a wholly owned subsidiary of the group Munich Re, they enjoy the Munich Re rating A+ (Superior) by A.M. Best.

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