Top-Up GAP insurance

What Is It And Who Can Buy It?

If your car is written off, Top-Up GAP insurance will aim to pay you an additional 25% of the amount paid out by your motor insurance policy.

It’s available for cars that (at the time of purchasing the policy) are less than 8 years old. It doesn’t matter how long ago you bought the car or how you bought it, but it can’t be worth more than £80,000.

The policy has a claim limit of £10,000 (e.g. it’ll pay an amount equal to 25% of the amount that you receive from your motor insurer or, £10,000 – whichever is the lower)

What is Top-Up GAP insurance?