What Is It And Who Can Buy It?

If your car is written off, Top-Up GAP insurance will aim to pay you an additional 25% of the amount paid out by your motor insurance policy.

It’s available for cars that (at the time of purchasing the policy) are less than 10 years old. It doesn’t matter how long ago you bought the car or how you bought it, but it can’t be worth more than £80,000.

The policy has a claim limit of £10,000 (e.g. it’ll pay an amount equal to 25% of the amount that you receive from your motor insurer or, £10,000 – whichever is the lower)