{"id":1291,"date":"2020-11-20T13:36:28","date_gmt":"2020-11-20T13:36:28","guid":{"rendered":"https:\/\/gapinsurance.co.uk\/blog\/?p=1291"},"modified":"2023-05-04T11:33:01","modified_gmt":"2023-05-04T10:33:01","slug":"pcp-hp-contract-hire-lease-what-is-the-difference","status":"publish","type":"post","link":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/","title":{"rendered":"PCP, HP, Contract Hire, Lease… what is the difference?"},"content":{"rendered":"\n
\"\"<\/a>
In this article we\u2019ll help you understand the difference between paying for a new car using cash, via Contract Hire, PCP, HP and other methods of purchase.<\/figcaption><\/figure>\n\n\n\n

When buying a new car, you’re often faced with a choice of paying with cash or using one of a number of different ways to finance the purchase.<\/p>\n\n\n\n

You might be trading in your old car \u2013 in which case, don\u2019t forget to consider comparison sites such as Jamjar.com<\/a>, as you might get a better deal than part-exchanging it via your motor dealer.<\/p>\n\n\n\n

Whichever method you choose, there’s a GAP insurance policy appropriate for you. GAP insurance is available for new and used vehicles up to eight years old at the time of purchase.<\/p>\n\n\n\n

How do these payment types work?<\/h2>\n\n\n\n

To begin with, let’s look at the principal differences…<\/p>\n\n\n\n

Cash<\/h3>\n\n\n\n

In the past, a straightforward cash purchase always used to secure the best discount on a new car, particularly when there was no part-exchange to take into account. You can still get a good discount from the dealer as a cash buyer, but many manufacturers offer further incentives (deposit allowance\/ contribution) if you opt to finance the vehicle via a PCP<\/strong>. <\/p>\n\n\n\n

Suitable GAP insurance type: Invoice<\/a><\/strong> or (for brand-new vehicles at first registration) Replacement<\/a><\/strong>.<\/p>\n\n\n\n

PCP (Personal Contract Purchase)<\/h3>\n\n\n\n

A PCP is a type of loan to help you buy your car. The monthly payments tend to be lower than with a simple Hire Purchase agreement, but there\u2019s a large balloon payment at the end of the contract, also referred to as the Guaranteed (Minimum) Future Value.<\/p>\n\n\n\n

If you pay the balloon payment, the car becomes yours. Alternatively, you can use the trade-in vehicle as down-payment towards a new PCP on a new car, or you can simply hand the car back and walk away. See Negative Equity<\/strong>.<\/p>\n\n\n\n

Suitable GAP insurance type: Invoice<\/a><\/strong> or (for brand-new vehicles at first registration) Replacement<\/a><\/strong>.<\/p>\n\n\n\n

HP (Hire Purchase)<\/h3>\n\n\n\n

After paying an initial deposit, an HP agreement divides the loan into equal instalments, spreading the cost of the purchase. At the end of the term, the car is yours \u2013 unlike with a PCP, there\u2019s no balloon payment, but the monthly payments tend to be higher as a result.<\/p>\n\n\n\n

Suitable GAP insurance type: Invoice<\/a><\/strong> or (for brand-new vehicles at first registration) Replacement<\/a><\/strong>.<\/p>\n\n\n\n

Lease Purchase<\/h3>\n\n\n\n

Lease Purchase contracts are similar to HP, but the monthly instalments tend to be lower and there is a balloon payment at the end. Unlike a PCP, however, the balloon payment must be made \u2013 you can\u2019t hand the car back and walk away. There\u2019s sometimes an option to extend the contract by making additional monthly payments or refinancing the vehicle to cover the balloon payment.<\/p>\n\n\n\n

Suitable GAP insurance type: Invoice<\/a><\/strong> or (for brand-new vehicles at first registration) Replacement<\/a><\/strong>.<\/p>\n\n\n\n

Contract Hire \/ Lease Hire<\/h3>\n\n\n\n

Contract Hire is a long-term rental that may be suitable if you do not want to purchase the car at the end of the agreement. The car remains the property of the leasing company from start to finish (they retain the logbook (V5C) and they are the vehicle\u2019s registered owner and keeper throughout).<\/p>\n\n\n\n

Leasing contracts were traditionally limited to company vehicles, but PCH (Personal Contract Hire) is growing in popularity with private individuals.<\/p>\n\n\n\n

Suitable GAP insurance type: Contract Hire<\/a><\/strong>.<\/p>\n\n\n\n

\n\n\n\n

*Invoice<\/strong> GAP insurance policies are available for most new and used vehicles up to eight years old, purchased within the last 3 months. Replacement<\/strong> GAP insurance policies are available for most brand-new vehicles purchased within the last 30 days. Contract Hire<\/strong> GAP insurance policies are available for vehicles with 12 months or more remaining on the lease. Not all vehicles are eligible for GAP insurance. <\/em>Please see a list of excluded vehicles here<\/em><\/a>. Other restrictions apply.<\/em><\/p>\n\n\n\n

\n
For more info, or a quote, see here.<\/a><\/div>\n<\/div>\n\n\n\n
\n\n\n\n
<\/div>\n\n\n\n
OTHER TYPES OF GAP INSURANCE<\/h5>\n\n\n\n

In addition to Invoice, Replacement and Contract Hire GAP insurance, we can also provide Top-Up GAP insurance<\/a><\/strong>, which is a 12-month (renewable) policy, suitable for vehicles up to 8 years old, usually purchased more than 3 months ago from a motor dealer or from a private seller. Top-Up GAP insurance is not available for leased vehicles.<\/p>\n\n\n\n

\n\n\n\n

If you’d like to discuss your GAP insurance requirements with us, please don’t hesitate to either get a quote online at GAPinsurance.co.uk<\/a> or get in touch:<\/p>\n\n\n\n

01484 490095<\/strong>
support@GAPinsurance.co.uk<\/a><\/strong><\/p>\n\n\n\n

\n\n\n\n

<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

What exactly is the difference between Invoice and Replacement GAP insurance and which of them is better for you and your car?<\/p>\n","protected":false},"author":4,"featured_media":1306,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2,3,6],"tags":[91,71,89,90,93,92,96,94,95],"class_list":["post-1291","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-gap-insurance","category-invoice-gap-insurance","category-replacement-gap-insurance","tag-contract-hire-gap-insurance","tag-gap-insurance","tag-invoice-gap-insurance","tag-replacement-gap-insurance","tag-rti","tag-top-up-gap-insurance","tag-total-loss","tag-vri","tag-write-off"],"yoast_head":"\r\nPCP, HP, Contract Hire, Lease... what is the difference? - GAPinsurance.co.uk Blog<\/title>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/\" \/>\r\n<meta property=\"og:locale\" content=\"en_GB\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"PCP, HP, Contract Hire, Lease... what is the difference? - GAPinsurance.co.uk Blog\" \/>\r\n<meta property=\"og:description\" content=\"What exactly is the difference between Invoice and Replacement GAP insurance and which of them is better for you and your car?\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/\" \/>\r\n<meta property=\"og:site_name\" content=\"GAPinsurance.co.uk Blog\" \/>\r\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/GAPinsurance\/\" \/>\r\n<meta property=\"article:published_time\" content=\"2020-11-20T13:36:28+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2023-05-04T10:33:01+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/gapinsurance.co.uk\/blog\/wp-content\/uploads\/2020\/11\/PCP-HP-Lease-1-1.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"2550\" \/>\r\n\t<meta property=\"og:image:height\" content=\"1700\" \/>\r\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\r\n<meta name=\"author\" content=\"Tim Jones\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:creator\" content=\"@Gap_Insurance\" \/>\r\n<meta name=\"twitter:site\" content=\"@Gap_Insurance\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tim Jones\" \/>\n\t<meta name=\"twitter:label2\" content=\"Estimated reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"4 minutes\" \/>\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/\"},\"author\":{\"name\":\"Tim Jones\",\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/#\\\/schema\\\/person\\\/b3a84096ac4a764c16e03e6c348f4c3b\"},\"headline\":\"PCP, HP, Contract Hire, Lease… what is the difference?\",\"datePublished\":\"2020-11-20T13:36:28+00:00\",\"dateModified\":\"2023-05-04T10:33:01+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/\"},\"wordCount\":739,\"publisher\":{\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/PCP-HP-Lease-1-1.jpg\",\"keywords\":[\"contract hire gap insurance\",\"GAP insurance\",\"invoice gap insurance\",\"replacement gap insurance\",\"rti\",\"top-up gap insurance\",\"total loss\",\"vri\",\"write off\"],\"articleSection\":[\"Gap Insurance\",\"Invoice Gap Insurance\",\"Replacement Gap Insurance\"],\"inLanguage\":\"en-GB\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/\",\"url\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/\",\"name\":\"PCP, HP, Contract Hire, Lease... what is the difference? - GAPinsurance.co.uk Blog\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/PCP-HP-Lease-1-1.jpg\",\"datePublished\":\"2020-11-20T13:36:28+00:00\",\"dateModified\":\"2023-05-04T10:33:01+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/#breadcrumb\"},\"inLanguage\":\"en-GB\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/#primaryimage\",\"url\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/PCP-HP-Lease-1-1.jpg\",\"contentUrl\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2020\\\/11\\\/PCP-HP-Lease-1-1.jpg\",\"width\":2550,\"height\":1700},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/2020\\\/11\\\/20\\\/pcp-hp-contract-hire-lease-what-is-the-difference\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"PCP, HP, Contract Hire, Lease… what is the difference?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/\",\"name\":\"GAPinsurance.co.uk Blog\",\"description\":\"Gap Insurance Information and Industry News.\",\"publisher\":{\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-GB\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/#organization\",\"name\":\"GAPinsurance.co.uk\",\"url\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/Logo_1200x630.png\",\"contentUrl\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/wp-content\\\/uploads\\\/2019\\\/09\\\/Logo_1200x630.png\",\"width\":1200,\"height\":630,\"caption\":\"GAPinsurance.co.uk\"},\"image\":{\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/#\\\/schema\\\/logo\\\/image\\\/\"},\"sameAs\":[\"https:\\\/\\\/www.facebook.com\\\/GAPinsurance\\\/\",\"https:\\\/\\\/x.com\\\/Gap_Insurance\"]},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/#\\\/schema\\\/person\\\/b3a84096ac4a764c16e03e6c348f4c3b\",\"name\":\"Tim Jones\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-GB\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7877f465e1467a86fe17f9b1faeb09a0822af707299ee30c7a2130995539e171?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7877f465e1467a86fe17f9b1faeb09a0822af707299ee30c7a2130995539e171?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/7877f465e1467a86fe17f9b1faeb09a0822af707299ee30c7a2130995539e171?s=96&d=mm&r=g\",\"caption\":\"Tim Jones\"},\"url\":\"https:\\\/\\\/gapinsurance.co.uk\\\/blog\\\/author\\\/timjones\\\/\"}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"PCP, HP, Contract Hire, Lease... what is the difference? - GAPinsurance.co.uk Blog","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/","og_locale":"en_GB","og_type":"article","og_title":"PCP, HP, Contract Hire, Lease... what is the difference? - GAPinsurance.co.uk Blog","og_description":"What exactly is the difference between Invoice and Replacement GAP insurance and which of them is better for you and your car?","og_url":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/","og_site_name":"GAPinsurance.co.uk Blog","article_publisher":"https:\/\/www.facebook.com\/GAPinsurance\/","article_published_time":"2020-11-20T13:36:28+00:00","article_modified_time":"2023-05-04T10:33:01+00:00","og_image":[{"width":2550,"height":1700,"url":"https:\/\/gapinsurance.co.uk\/blog\/wp-content\/uploads\/2020\/11\/PCP-HP-Lease-1-1.jpg","type":"image\/jpeg"}],"author":"Tim Jones","twitter_card":"summary_large_image","twitter_creator":"@Gap_Insurance","twitter_site":"@Gap_Insurance","twitter_misc":{"Written by":"Tim Jones","Estimated reading time":"4 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/#article","isPartOf":{"@id":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/"},"author":{"name":"Tim Jones","@id":"https:\/\/gapinsurance.co.uk\/blog\/#\/schema\/person\/b3a84096ac4a764c16e03e6c348f4c3b"},"headline":"PCP, HP, Contract Hire, Lease… what is the difference?","datePublished":"2020-11-20T13:36:28+00:00","dateModified":"2023-05-04T10:33:01+00:00","mainEntityOfPage":{"@id":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/"},"wordCount":739,"publisher":{"@id":"https:\/\/gapinsurance.co.uk\/blog\/#organization"},"image":{"@id":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/#primaryimage"},"thumbnailUrl":"https:\/\/gapinsurance.co.uk\/blog\/wp-content\/uploads\/2020\/11\/PCP-HP-Lease-1-1.jpg","keywords":["contract hire gap insurance","GAP insurance","invoice gap insurance","replacement gap insurance","rti","top-up gap insurance","total loss","vri","write off"],"articleSection":["Gap Insurance","Invoice Gap Insurance","Replacement Gap Insurance"],"inLanguage":"en-GB"},{"@type":"WebPage","@id":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/","url":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/","name":"PCP, HP, Contract Hire, Lease... what is the difference? - GAPinsurance.co.uk Blog","isPartOf":{"@id":"https:\/\/gapinsurance.co.uk\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/#primaryimage"},"image":{"@id":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/#primaryimage"},"thumbnailUrl":"https:\/\/gapinsurance.co.uk\/blog\/wp-content\/uploads\/2020\/11\/PCP-HP-Lease-1-1.jpg","datePublished":"2020-11-20T13:36:28+00:00","dateModified":"2023-05-04T10:33:01+00:00","breadcrumb":{"@id":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/#breadcrumb"},"inLanguage":"en-GB","potentialAction":[{"@type":"ReadAction","target":["https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/"]}]},{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/#primaryimage","url":"https:\/\/gapinsurance.co.uk\/blog\/wp-content\/uploads\/2020\/11\/PCP-HP-Lease-1-1.jpg","contentUrl":"https:\/\/gapinsurance.co.uk\/blog\/wp-content\/uploads\/2020\/11\/PCP-HP-Lease-1-1.jpg","width":2550,"height":1700},{"@type":"BreadcrumbList","@id":"https:\/\/gapinsurance.co.uk\/blog\/2020\/11\/20\/pcp-hp-contract-hire-lease-what-is-the-difference\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/gapinsurance.co.uk\/blog\/"},{"@type":"ListItem","position":2,"name":"PCP, HP, Contract Hire, Lease… what is the difference?"}]},{"@type":"WebSite","@id":"https:\/\/gapinsurance.co.uk\/blog\/#website","url":"https:\/\/gapinsurance.co.uk\/blog\/","name":"GAPinsurance.co.uk Blog","description":"Gap Insurance Information and Industry News.","publisher":{"@id":"https:\/\/gapinsurance.co.uk\/blog\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/gapinsurance.co.uk\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-GB"},{"@type":"Organization","@id":"https:\/\/gapinsurance.co.uk\/blog\/#organization","name":"GAPinsurance.co.uk","url":"https:\/\/gapinsurance.co.uk\/blog\/","logo":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/gapinsurance.co.uk\/blog\/#\/schema\/logo\/image\/","url":"https:\/\/gapinsurance.co.uk\/blog\/wp-content\/uploads\/2019\/09\/Logo_1200x630.png","contentUrl":"https:\/\/gapinsurance.co.uk\/blog\/wp-content\/uploads\/2019\/09\/Logo_1200x630.png","width":1200,"height":630,"caption":"GAPinsurance.co.uk"},"image":{"@id":"https:\/\/gapinsurance.co.uk\/blog\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/GAPinsurance\/","https:\/\/x.com\/Gap_Insurance"]},{"@type":"Person","@id":"https:\/\/gapinsurance.co.uk\/blog\/#\/schema\/person\/b3a84096ac4a764c16e03e6c348f4c3b","name":"Tim Jones","image":{"@type":"ImageObject","inLanguage":"en-GB","@id":"https:\/\/secure.gravatar.com\/avatar\/7877f465e1467a86fe17f9b1faeb09a0822af707299ee30c7a2130995539e171?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/7877f465e1467a86fe17f9b1faeb09a0822af707299ee30c7a2130995539e171?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7877f465e1467a86fe17f9b1faeb09a0822af707299ee30c7a2130995539e171?s=96&d=mm&r=g","caption":"Tim Jones"},"url":"https:\/\/gapinsurance.co.uk\/blog\/author\/timjones\/"}]}},"_links":{"self":[{"href":"https:\/\/gapinsurance.co.uk\/blog\/wp-json\/wp\/v2\/posts\/1291","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/gapinsurance.co.uk\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/gapinsurance.co.uk\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/gapinsurance.co.uk\/blog\/wp-json\/wp\/v2\/users\/4"}],"replies":[{"embeddable":true,"href":"https:\/\/gapinsurance.co.uk\/blog\/wp-json\/wp\/v2\/comments?post=1291"}],"version-history":[{"count":20,"href":"https:\/\/gapinsurance.co.uk\/blog\/wp-json\/wp\/v2\/posts\/1291\/revisions"}],"predecessor-version":[{"id":1582,"href":"https:\/\/gapinsurance.co.uk\/blog\/wp-json\/wp\/v2\/posts\/1291\/revisions\/1582"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/gapinsurance.co.uk\/blog\/wp-json\/wp\/v2\/media\/1306"}],"wp:attachment":[{"href":"https:\/\/gapinsurance.co.uk\/blog\/wp-json\/wp\/v2\/media?parent=1291"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/gapinsurance.co.uk\/blog\/wp-json\/wp\/v2\/categories?post=1291"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/gapinsurance.co.uk\/blog\/wp-json\/wp\/v2\/tags?post=1291"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}