{"id":63,"date":"2026-01-29T15:24:07","date_gmt":"2026-01-29T15:24:07","guid":{"rendered":"https:\/\/gapinsurance.co.uk\/blog\/?page_id=63"},"modified":"2026-01-29T15:24:11","modified_gmt":"2026-01-29T15:24:11","slug":"key-features-of-replacement-gap-insurance","status":"publish","type":"page","link":"https:\/\/gapinsurance.co.uk\/blog\/replacement-gap-insurance\/key-features-of-replacement-gap-insurance\/","title":{"rendered":"Key Features of Replacement GAP Insurance"},"content":{"rendered":"\n<ul class=\"wp-block-list\">\n<li>A combination of <strong>Finance<\/strong>, <strong><a href=\"https:\/\/gapinsurance.co.uk\/invoice-gap-insurance.asp\" type=\"link\" id=\"https:\/\/gapinsurance.co.uk\/invoice-gap-insurance.asp\">Invoice<\/a><\/strong> and <strong><a href=\"https:\/\/gapinsurance.co.uk\/replacement-gap-insurance.asp\">Replacement<\/a> <\/strong>GAP Insurance &#8211; Covering up to the <strong>higher of<\/strong> either the outstanding finance at the time of claim <strong>or <\/strong>the original invoice price you paid for the vehicle <strong>or <\/strong>what it would cost to replace the vehicle with a brand-new equivalent.<\/li>\n\n\n\n<li>Available for cars up to <strong>90-days old<\/strong> (that you are the first and only registered keeper of), purchased within the last <strong>90-days <\/strong>from a VAT registered motor dealer.<\/li>\n\n\n\n<li><strong>NO<\/strong> Market Value clauses.<\/li>\n\n\n\n<li>Ability to cancel the policy at any time and receive a daily pro rata refund of unused premium (a cancellation fee may apply).<\/li>\n\n\n\n<li><strong>CASH<\/strong> payout to you rather than to a nominated dealer, leaving you free to choose the provider of your replacement vehicle.<\/li>\n\n\n\n<li>Available for Cars bought for up to <strong>\u00a350,000<\/strong>.<\/li>\n\n\n\n<li><strong>OPTION<\/strong> to include cover for up to \u00a32,000 of negative equity brought forward from your previous vehicle.<\/li>\n\n\n\n<li><strong>OPTION<\/strong> to include the provision of a <strong>courtesy car<\/strong> for you to use for up to <strong>28-days<\/strong> in the event your vehicle is a declared a total loss.<\/li>\n\n\n\n<li>Underwritten at Lloyd&#8217;s by Arch Insurance UK Limited.<\/li>\n\n\n\n<li>Pays up to <strong>\u00a3<\/strong>750 towards the excess on your Comprehensive Motor Insurance policy.<\/li>\n\n\n\n<li><strong>FREE<\/strong> transfer of any unused premium on to a new policy on a replacement vehicle<\/li>\n\n\n\n<li><strong>NO<\/strong> right to revalue the purchase price of your vehicle at the time you bought it.<\/li>\n\n\n\n<li>Policy durations of up to 3 years available.<\/li>\n\n\n\n<li>Claim Limits of up to \u00a350,000 available.<\/li>\n\n\n\n<li>FREE policy amendments.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\">Not sure about Replacement GAP insurance?<\/h2>\n\n\n\n<p>If you\u2019re not entirely sure what Replacement GAP insurance is, please see our other blog articles: \u201c<a href=\"https:\/\/gapinsurance.co.uk\/blog\/replacement-gap-insurance\/\" type=\"link\" id=\"https:\/\/gapinsurance.co.uk\/blog\/replacement-gap-insurance\/\">What is Replacement GAP insurance?<\/a>\u201d and \u201c<a href=\"https:\/\/gapinsurance.co.uk\/blog\/replacement-gap-insurance\/how-does-replacement-gap-insurance-work\/\" type=\"link\" id=\"https:\/\/gapinsurance.co.uk\/blog\/replacement-gap-insurance\/how-does-replacement-gap-insurance-work\/\">How Does Replacement GAP insurance Work?<\/a>\u201c<\/p>\n\n\n\n<div class=\"wp-block-button is-style-outline aligncenter\"><a class=\"wp-block-button__link has-very-light-gray-color has-text-color has-background wp-element-button\" href=\"https:\/\/gapinsurance.co.uk\/replacement-gap-insurance.asp\" style=\"background-color:#25a340\"><strong>GET A REPLACEMENT GAP INSURANCE QUOTE<\/strong><\/a><\/div>\n","protected":false},"excerpt":{"rendered":"<p>Not sure about Replacement GAP insurance? If you\u2019re not entirely sure what Replacement GAP insurance is, please see our other blog articles: \u201cWhat is Replacement GAP insurance?\u201d and \u201cHow Does Replacement GAP insurance Work?\u201c<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":57,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-63","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\r\n<title>Key Features of Replacement GAP Insurance - GAPinsurance.co.uk<\/title>\r\n<meta name=\"description\" content=\"Confused about Replacement GAP insurance? 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